In the UK, Maine Coon cats likely to be the most expensive to insure
I'm going to refer to the experiences of a journalist for The Sunday Times. His name is Ali Hussain and he has had a bad experience with his pet insurer concerning his Labrador dogs. His insurer refused to pay out after a vaccine to the back of the neck caused an abscess requiring treatment. He decided eventually after transferring his insurance to Tesco that they were no better and he should simply save money and run his own insurance policy through personal savings. I have advocated that all along. Essentially insurers make their policies overly-complicated. I would argue too complicated for the average pet owner. And I would further argue, perhaps provocatively, that pet insurers deliberately do this so that pet owners fall into the trap of not being able to make a successful claim because insurance companies know their policies and they pick up on a clause which forbids a particular kind of claim which the owner is entirely unaware of. After that rather negative introduction, I...