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In the UK, Maine Coon cats likely to be the most expensive to insure

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I'm going to refer to the experiences of a journalist for The Sunday Times. His name is Ali Hussain and he has had a bad experience with his pet insurer concerning his Labrador dogs. His insurer refused to pay out after a vaccine to the back of the neck caused an abscess requiring treatment. He decided eventually after transferring his insurance to Tesco that they were no better and he should simply save money and run his own insurance policy through personal savings. I have advocated that all along. Essentially insurers make their policies overly-complicated. I would argue too complicated for the average pet owner. And I would further argue, perhaps provocatively, that pet insurers deliberately do this so that pet owners fall into the trap of not being able to make a successful claim because insurance companies know their policies and they pick up on a clause which forbids a particular kind of claim which the owner is entirely unaware of. After that rather negative introduction, I...

What's it like having a Maine Coon cat as a pet?

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If you love cats living with a Maine Coon cat is great. They have an impressive appearance and an attractive personality. Please read on... If you asked a hundred different people living with a Maine Coon cat what it's like you will probably receive a hundred different answers because each of those individual cats will have their own character. And this is the point: Maine Coon cats are like any other domestic cat in many respects.  You could say that 90% of a Maine Coon cat's character is the character of the domestic cat while the remaining 10% will be the character selectively bred into Maine Coon cats by breeders. And the overarching factor is, as mentioned, each individual cat's character. Image copyright Helmi Flick. I'm not going to describe the general domestic cat character because this page really is about the Maine Coons cat character; at least partly because another aspect of living with a Maine Coon cat is their size. A third major aspect is their shaggy co...

Maine Coon cats and arthritis

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Maine Coon cats and arthritis. Image: MikeB One website dedicated to the Maine Coon cat tells us that the breed can be affected by the following forms of arthritis based on vet advice: Immune-mediated arthritis  - this is arthritis caused by joint inflammation which in turn has been caused by the cat's immune system going wrong. I will presume that it is an auto-immune disease leading to various symptoms one of which is arthritis. Septic arthritis  - this is arthritis caused by a bacterial infection and the toxins produced by the bacteria which enter the joint cavity via the bloodstream. Osteoarthritis  - this is also known as degenerative joint disease arthritis. Cancerous arthritis  - this apparently is the results of synovial cell sarcomas. These are tumours of the synovial cells in the joint. This is a malignant tumour which can spread to the cat's lungs in 25% of the cases. That looks terribly bad. And it may be painting an overly negative picture of this breed....

How much is pet health insurance for a healthy seven-year-old Maine Coon in the UK?

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I think that it is interesting to get an online quote from an insurance company for a Maine Coon cat. I may have cheated somewhat because I have told the insurance company that my fictional Maine Coon cat has no current health problems. Therefore, there are no pre-existing conditions. But a seven years old a Maine Coon cat might have pre-existing conditions such as the beginnings of hip dysplasia or HCM as examples. How much is pet health insurance for a healthy seven-year-old Maine Coon in the UK? Image: MikeB It is a great sadness that this wonderful cat breed does have this cloud over its reputation and certainly it affects insurance premiums. If you selected a SAINSBURY'S lifetime insurance policy (a premium policy) which provided for £7,500 of veterinary fees maximum per year, with complimentary treatment at £1,500 and an excess of £99, you would expect to pay £496.92 p annually or £41.41 p per month. Lifetime cover for a 7-year-old Maine Coon. This is a Sainsbury's insura...

What's the best type of pet health insurance for my Maine Coon?

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The pet health insurance market is complicated. It's hard to know what to choose. Having thought about it, the starting point must be the inherited diseases of this popular cat breed which include spinal muscular atrophy, hip dysplasia, patellar luxation and hypertrophic cardiomyopathy. And these diseases can start quite young. And they can be debilitating. Maine Coon pet health insurance discussed. Image: MikeB based in images in the public domain (believed). I wouldn't expect a Maine Coon cat to be involved in many accidents because they will normally be full-time indoor cats and if and when they go outside it will be under supervision. So, the pet health insurance is mainly about managing these inherited health conditions. Some pros and cons of pet health insurance . Four types There are four types of cat health insurance namely accident only, time-limited, maximum benefit and lifetime. Accident I will rule out accident only for the reason stated above.  Time limited "T...

Maine Coon suffered a badly broken leg in road traffic accident in Scotland

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NEWS AND COMMENT- SKIRZA, FRESWICK, SCOTLAND: Janet Aykroyd and a husband Tim are cat people. They live with seven cats near an exceptionally quiet rural road according to Janet in the far north of Scotland near John O'Groats. They have a Maine Coon male cat called Baxter. On April 19, 2022 their one-year-old Maine Coon was knocked off his feet by a car on that quiet road. He was lucky to survive Janet feels although he suffered a broken femur (hind leg). Baxter. Photos by Janet and Jim. It is a bad break. It was broken in three places with shards of bone displaced. They took Baxter in a six-hour journey to Fife where the veterinarians at Neuk Vets carried out orthopaedic surgery to save his leg. Janet tells us that he has a stainless-steel rod, plate and screws in his leg. The cost of the surgery is projected to be around £4,000. I decided that because they have a Go Fund Me fundraising page with a target of £3,500. The cost so far for the metal rod and steel plate et cetera is...

It costs between £13-£57 per month to medically insure a Maine Coon in the UK for their lifetime

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I have just completed a questionnaire on the Money Supermarket website to obtain a quote to medically ensure against health risks a fictional Maine Coon that I have whose name is Bella and she is about two years of age. I requested the top end medical insurance for her, by which I mean she's covered for ongoing treatments for her lifetime and with a veterinary fee limit of between £3250-£15,000. So, this is a deluxe insurance package. Bella has been spayed and vaccinated et cetera. I've gone for a top end scenario to see what the website comes up with by way of a quote. It may interest somebody. Here are 2 screenshots at the bottom end and top end of the spectrum of premiums: Maine Coon health insurance UK low end prices. Maine Coon health insurance UK top end prices I have some other pages on cat insurance which may interest you. Please click the link below: pet health insurance – PoC (pictures-of-cats.org)

Nine ways to make sure that your Maine Coon cat is properly insured

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Photo: Helmi Flick You may wish to take out a pet health insurance policy on your Maine Coon cat. Here are nine tips to ensure that the insurer pays out and to make sure that you've not missed something which results in a non-payment on a claim. Make sure that the details regarding your Maine Coon are up-to-date and notify them of any change in circumstances which includes moving home and relinquishing your cat, which is highly unlikely! Your insurer will probably not cover your Main Coon if he or she is used for commercial purposes such as breeding. It may also include the cat being used as a therapy animal. I would certainly check this. Make sure that your Main Coon is within the minimum and maximum age limits for qualifying pets under the insurance policy. If you're concerned about cover for dental health matters then check the policy because not all pet insurance policies cover this aspect of health i.e. it is not always included as standard. Pet insurance policies have a 1...

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